:root{
  --navy:#0F2238; --navy-2:#16304b; --steel:#1E5B96; --gold:#D7A94E;
  --gold-dark:#bd9038; --gold-soft:#f3e6c8; --mist:#F3F6F9; --ink:#0A1420;
  --white:#ffffff; --grey:#5b6b7c; --line:#e3e9f0; --shadow:0 10px 40px rgba(15,34,56,.10);
  --shadow-lg:0 24px 70px rgba(15,34,56,.18); --radius:16px; --radius-lg:24px;
  --maxw:1180px; --ease:cubic-bezier(.22,.61,.36,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0; font-family:'Inter',Arial,sans-serif; color:var(--ink);
  background:var(--white); line-height:1.65; font-size:17px; -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
h1,h2,h3,h4{font-family:'Archivo','Inter',Arial,sans-serif; line-height:1.12; color:var(--navy); margin:0 0 .5em; font-weight:800; letter-spacing:-.02em;}
h1{font-size:clamp(2.1rem,5vw,3.6rem); font-weight:900;}
h2{font-size:clamp(1.7rem,3.6vw,2.6rem);}
h3{font-size:1.3rem;}
p{margin:0 0 1.1em}
a{color:var(--steel); text-decoration:none; transition:color .2s}
a:hover{color:var(--gold-dark)}
img{max-width:100%; display:block}
.container{max-width:var(--maxw); margin:0 auto; padding:0 22px}
.eyebrow{display:inline-flex; align-items:center; gap:.55em; font-family:'Archivo',sans-serif;
  font-weight:700; font-size:.78rem; letter-spacing:.16em; text-transform:uppercase; color:var(--gold-dark); margin-bottom:1rem;}
.eyebrow::before{content:""; width:26px; height:2px; background:var(--gold); display:inline-block;}
.eyebrow.light{color:var(--gold)}
.section{padding:86px 0}
.section.tight{padding:60px 0}
.section.mist{background:var(--mist)}
.section.navy{background:var(--navy); color:#dbe5ef}
.section.navy h1,.section.navy h2,.section.navy h3{color:#fff}
.center{text-align:center}
.lead{font-size:1.18rem; color:var(--grey); max-width:62ch}
.center .lead{margin-left:auto; margin-right:auto}
.muted{color:var(--grey)}

/* ---------- buttons ---------- */
.btn{display:inline-flex; align-items:center; gap:.6em; font-family:'Archivo',sans-serif; font-weight:700;
  font-size:1rem; padding:15px 28px; border-radius:999px; cursor:pointer; border:2px solid transparent;
  transition:transform .2s var(--ease),box-shadow .2s,background .2s,color .2s; text-decoration:none; white-space:nowrap;}
.btn svg{width:19px;height:19px}
.btn-primary{background:var(--gold); color:var(--navy); box-shadow:0 8px 24px rgba(215,169,78,.35)}
.btn-primary:hover{background:var(--gold-dark); color:var(--navy); transform:translateY(-2px); box-shadow:0 12px 30px rgba(215,169,78,.45)}
.btn-ghost{background:transparent; color:var(--navy); border-color:var(--line)}
.btn-ghost:hover{border-color:var(--navy); color:var(--navy); transform:translateY(-2px)}
.btn-light{background:#fff; color:var(--navy)}
.btn-light:hover{transform:translateY(-2px); color:var(--navy); box-shadow:var(--shadow)}
.btn-outline-light{background:transparent; color:#fff; border-color:rgba(255,255,255,.4)}
.btn-outline-light:hover{border-color:#fff; color:#fff; transform:translateY(-2px)}
.btn-row{display:flex; flex-wrap:wrap; gap:14px}
.center .btn-row{justify-content:center}

/* ---------- header ---------- */
.site-header{position:sticky; top:0; z-index:100; background:rgba(255,255,255,.9);
  backdrop-filter:saturate(180%) blur(14px); border-bottom:1px solid var(--line); transition:box-shadow .25s}
.site-header.scrolled{box-shadow:0 6px 24px rgba(15,34,56,.08)}
.nav{display:flex; align-items:center; justify-content:space-between; gap:18px; height:78px}
.brand{display:flex; align-items:center; gap:12px}
.brand .logo-mark{width:52px;height:52px;flex:none}
.brand-text{display:flex; flex-direction:column; line-height:1}
.brand-text .b1{font-family:'Archivo',sans-serif; font-weight:900; font-size:1.18rem; color:var(--navy); letter-spacing:.02em}
.brand-text .b2{font-size:.64rem; letter-spacing:.13em; text-transform:uppercase; color:var(--grey); margin-top:3px; font-weight:600}
.menu{display:flex; align-items:center; gap:4px; list-style:none; margin:0; padding:0}
.menu>li{position:relative}
.menu>li>a{display:block; padding:10px 12px; color:var(--navy); font-weight:600; font-size:.95rem; border-radius:8px; white-space:nowrap}
.menu>li>a:hover,.menu>li.active>a{color:var(--gold-dark); background:var(--mist)}
.has-sub>a::after{content:"▾"; font-size:.7em; margin-left:.4em; color:var(--grey)}
.submenu{position:absolute; top:calc(100% + 8px); left:0; min-width:250px; background:#fff; border:1px solid var(--line);
  border-radius:14px; box-shadow:var(--shadow-lg); padding:10px; opacity:0; visibility:hidden; transform:translateY(8px);
  transition:.22s var(--ease); list-style:none; margin:0;}
.has-sub:hover .submenu{opacity:1; visibility:visible; transform:translateY(0)}
.submenu a{display:block; padding:10px 14px; border-radius:9px; color:var(--navy); font-weight:600; font-size:.93rem}
.submenu a:hover{background:var(--mist); color:var(--gold-dark)}
.submenu .sub-desc{display:block; font-weight:400; font-size:.8rem; color:var(--grey)}
.nav-cta{display:flex; align-items:center; gap:10px}
.nav-phone{display:inline-flex; align-items:center; gap:8px; font-family:'Archivo',sans-serif; font-weight:800; color:var(--navy); font-size:1rem}
.nav-phone svg{width:18px;height:18px; color:var(--gold-dark)}
.burger{display:none; flex-direction:column; gap:5px; background:none; border:0; cursor:pointer; padding:8px}
.burger span{width:26px; height:3px; background:var(--navy); border-radius:2px; transition:.3s}

/* ---------- hero ---------- */
.hero{position:relative; background:radial-gradient(120% 120% at 80% -10%, #1d3a5c 0%, var(--navy) 55%, #0a1828 100%);
  color:#e6eef7; overflow:hidden; padding:86px 0 90px}
.hero::before{content:""; position:absolute; inset:0; background-image:
  radial-gradient(circle at 18% 30%, rgba(215,169,78,.10), transparent 30%),
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M0 59h60M59 0v60' stroke='%23ffffff' stroke-opacity='.04' stroke-width='1'/%3E%3C/svg%3E");
  pointer-events:none}
.hero .container{position:relative; z-index:2}
.hero-grid{display:grid; grid-template-columns:1.15fr .85fr; gap:50px; align-items:center}
.hero h1{color:#fff}
.hero h1 .accent{color:var(--gold)}
.hero p.lead{color:#bdcde0}
.hero-points{list-style:none; padding:0; margin:1.4rem 0 1.8rem; display:grid; gap:10px}
.hero-points li{display:flex; gap:11px; align-items:flex-start; color:#d6e2ef; font-size:1.02rem}
.hero-points svg{width:22px;height:22px;flex:none;color:var(--gold)}
.hero-visual{position:relative}
.hero-card{background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.14); border-radius:var(--radius-lg);
  padding:26px; backdrop-filter:blur(6px)}
.hero-card .hc-title{font-family:'Archivo',sans-serif; font-weight:800; color:#fff; font-size:1.05rem; margin-bottom:14px; display:flex; align-items:center; gap:10px}
.hero-card .hc-title svg{width:22px;height:22px;color:var(--gold)}
.hero-svc{display:grid; grid-template-columns:1fr 1fr; gap:10px}
.hero-svc a{display:flex; align-items:center; gap:9px; background:rgba(255,255,255,.05); border:1px solid rgba(255,255,255,.1);
  border-radius:12px; padding:12px; color:#e6eef7; font-weight:600; font-size:.9rem; transition:.2s}
.hero-svc a:hover{background:rgba(215,169,78,.16); border-color:var(--gold); color:#fff; transform:translateY(-2px)}
.hero-svc a svg{width:20px;height:20px;color:var(--gold);flex:none}

/* ---------- trust bar ---------- */
.trustbar{background:var(--navy-2); color:#cdd9e6; border-top:1px solid rgba(255,255,255,.06)}
.trust-items{display:flex; flex-wrap:wrap; justify-content:center; gap:14px 38px; padding:20px 0}
.trust-items span{display:inline-flex; align-items:center; gap:9px; font-weight:600; font-size:.92rem}
.trust-items svg{width:19px;height:19px;color:var(--gold)}

/* ---------- grids & cards ---------- */
.grid{display:grid; gap:24px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff; border:1px solid var(--line); border-radius:var(--radius); padding:30px; transition:.28s var(--ease); height:100%}
.card:hover{transform:translateY(-6px); box-shadow:var(--shadow-lg); border-color:transparent}
.svc-card{display:flex; flex-direction:column}
.svc-ico{width:60px;height:60px;border-radius:15px; background:linear-gradient(135deg,var(--navy),var(--steel));
  display:flex;align-items:center;justify-content:center; margin-bottom:18px; flex:none}
.svc-ico svg{width:32px;height:32px;color:var(--gold)}
img.svc-ico{object-fit:cover;padding:0}
.svc-card .tag{font-size:.74rem; letter-spacing:.1em; text-transform:uppercase; color:var(--gold-dark); font-weight:700}
.svc-card h3{margin:.45em 0 .35em}
.svc-card p{color:var(--grey); font-size:.97rem; flex:1}
.card-link{font-family:'Archivo',sans-serif; font-weight:700; color:var(--navy); display:inline-flex; align-items:center; gap:7px; margin-top:14px}
.card-link svg{width:17px;height:17px;transition:transform .2s}
.card:hover .card-link svg,.card-link:hover svg{transform:translateX(4px)}
.card-link:hover{color:var(--gold-dark)}

.feat{display:flex; gap:16px}
.feat .fi{width:48px;height:48px;border-radius:12px;background:var(--gold-soft);display:flex;align-items:center;justify-content:center;flex:none}
.feat .fi svg{width:24px;height:24px;color:var(--gold-dark)}
.feat h3{font-size:1.12rem; margin-bottom:.3em}
.feat p{color:var(--grey); font-size:.96rem; margin:0}

/* ---------- split / audience ---------- */
.split{display:grid; grid-template-columns:1fr 1fr; gap:26px}
.aud-card{position:relative; border-radius:var(--radius-lg); padding:38px; overflow:hidden; border:1px solid var(--line)}
.aud-card.beleggers{background:linear-gradient(150deg,var(--navy),#16334f); color:#dbe7f2}
.aud-card.beleggers h3{color:#fff}
.aud-card.particulieren{background:var(--mist)}
.aud-card .ac-ico{width:54px;height:54px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.aud-card.beleggers .ac-ico{background:rgba(215,169,78,.18)}
.aud-card.particulieren .ac-ico{background:#fff;box-shadow:var(--shadow)}
.ac-ico svg{width:28px;height:28px;color:var(--gold)}
.aud-card.particulieren .ac-ico svg{color:var(--steel)}
.aud-list{list-style:none;padding:0;margin:16px 0 22px;display:grid;gap:10px}
.aud-list li{display:flex;gap:10px;align-items:flex-start;font-size:.98rem}
.aud-list svg{width:20px;height:20px;flex:none;color:var(--gold)}
.aud-card.particulieren .aud-list svg{color:var(--steel)}

/* ---------- image placeholders ---------- */
.imgph{position:relative; background:
  linear-gradient(135deg,#dfe7f0,#eef3f8); border:1px dashed #b9c7d8; border-radius:var(--radius);
  display:flex; flex-direction:column; align-items:center; justify-content:center; gap:8px; color:#8499ad;
  min-height:260px; text-align:center; padding:24px; font-size:.86rem}
.imgph svg{width:42px;height:42px;color:#a7b8ca}
.imgph .ph-label{font-family:'Archivo',sans-serif;font-weight:700;color:#6f8298;letter-spacing:.02em}
.imgph.tall{min-height:420px}
.imgph.navy{background:linear-gradient(135deg,#16304b,#0f2238); border-color:rgba(255,255,255,.18); color:#7d93ab}
.imgph.navy svg{color:#5d7a98}

/* ---------- pricing ---------- */
.price-card{background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg); padding:32px; height:100%; display:flex; flex-direction:column; position:relative; transition:.28s var(--ease)}
.price-card:hover{transform:translateY(-6px); box-shadow:var(--shadow-lg)}
.price-card.featured{border:2px solid var(--gold); box-shadow:var(--shadow-lg)}
.price-badge{position:absolute; top:-14px; left:50%; transform:translateX(-50%); background:var(--gold); color:var(--navy);
  font-family:'Archivo',sans-serif; font-weight:800; font-size:.74rem; letter-spacing:.08em; text-transform:uppercase; padding:6px 16px; border-radius:999px}
.price-card h3{margin-bottom:.2em}
.price{font-family:'Archivo',sans-serif; font-weight:900; font-size:2rem; color:var(--navy); margin:.2em 0}
.price span{font-size:.9rem; font-weight:600; color:var(--grey)}
.price-list{list-style:none; padding:0; margin:18px 0 24px; display:grid; gap:11px; flex:1}
.price-list li{display:flex; gap:10px; align-items:flex-start; font-size:.95rem}
.price-list svg{width:19px;height:19px;flex:none;color:var(--gold-dark)}

/* ---------- testimonials ---------- */
.quote-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;height:100%}
.quote-card .stars{color:var(--gold);letter-spacing:2px;margin-bottom:12px;font-size:1.05rem}
.quote-card blockquote{margin:0 0 18px;font-size:1.02rem;color:var(--ink);line-height:1.6}
.quote-card .who{font-family:'Archivo',sans-serif;font-weight:800;color:var(--navy);font-size:.95rem}
.quote-card .where{color:var(--grey);font-size:.85rem}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto}
.faq details{border:1px solid var(--line);border-radius:14px;padding:0 22px;margin-bottom:14px;background:#fff;transition:.2s}
.faq details[open]{box-shadow:var(--shadow);border-color:transparent}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-family:'Archivo',sans-serif;font-weight:700;color:var(--navy);
  display:flex;justify-content:space-between;align-items:center;gap:16px;font-size:1.05rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{width:26px;height:26px;flex:none;border-radius:50%;background:var(--mist);position:relative;transition:.25s}
.faq summary .pm::before,.faq summary .pm::after{content:"";position:absolute;background:var(--gold-dark);top:50%;left:50%;transform:translate(-50%,-50%);transition:.25s}
.faq summary .pm::before{width:12px;height:2px}
.faq summary .pm::after{width:2px;height:12px}
.faq details[open] summary .pm{background:var(--gold)}
.faq details[open] summary .pm::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0}
.faq details[open] summary .pm::before{background:var(--navy)}
.faq .faq-body{padding:0 0 22px;color:var(--grey)}

/* ---------- service shot gallery ---------- */
.shot-card{position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);margin:0;background:#fff;border:1px solid var(--line);transition:.28s var(--ease)}
.shot-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.shot-card .ph-photo,.shot-card .imgph{width:100%;height:230px;object-fit:cover;border-radius:0;min-height:230px}
.shot-card figcaption{padding:13px 15px;font-family:'Archivo',sans-serif;font-weight:700;font-size:.9rem;color:var(--navy)}

/* ---------- contact details card ---------- */
.contact-details{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.contact-details li{display:flex;gap:11px;align-items:flex-start;color:var(--navy)}
.contact-details svg{width:19px;height:19px;color:var(--gold-dark);flex:none;margin-top:3px}
.contact-details a,.contact-details>li>span{color:var(--navy);font-weight:700;font-size:1.02rem}
.contact-details a:hover{color:var(--gold-dark)}
.contact-details .muted{font-weight:500;color:var(--grey);font-size:.86rem}

/* ---------- breadcrumbs ---------- */
.crumbs{font-size:.85rem;color:var(--grey);padding:18px 0 0}
.crumbs a{color:var(--grey)}.crumbs a:hover{color:var(--gold-dark)}
.crumbs span{margin:0 8px;opacity:.5}

/* ---------- page hero (interior) ---------- */
.page-hero{background:radial-gradient(120% 130% at 85% -20%, #1d3a5c 0%, var(--navy) 60%, #0a1828 100%); color:#e6eef7; padding:54px 0 64px; position:relative; overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M0 59h60M59 0v60' stroke='%23ffffff' stroke-opacity='.04' stroke-width='1'/%3E%3C/svg%3E")}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{color:#fff;max-width:18ch}
.page-hero p{color:#bccde0;max-width:60ch;font-size:1.12rem;margin-bottom:0}
.page-hero .eyebrow{color:var(--gold)}
.ph-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}

/* ---------- content prose ---------- */
.prose h2{margin-top:1.6em}
.prose h3{margin-top:1.4em;color:var(--navy)}
.prose ul{padding-left:0;list-style:none;display:grid;gap:12px;margin:1.2em 0}
.prose ul li{display:flex;gap:11px;align-items:flex-start}
.prose ul li svg{width:21px;height:21px;flex:none;color:var(--gold-dark);margin-top:2px}
.content-cols{display:grid;grid-template-columns:1fr 340px;gap:50px;align-items:start}
.sidebar{position:sticky;top:100px;display:grid;gap:20px}
.side-card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;background:#fff}
.side-card.navy{background:var(--navy);color:#cfdcea;border:none}
.side-card.navy h3{color:#fff}
.side-card h3{font-size:1.15rem}
.side-list{list-style:none;padding:0;margin:0;display:grid;gap:2px}
.side-list a{display:flex;align-items:center;gap:9px;padding:9px 10px;border-radius:9px;color:var(--navy);font-weight:600;font-size:.93rem}
.side-list a:hover{background:var(--mist);color:var(--gold-dark)}
.side-list a.cur{background:var(--gold-soft);color:var(--navy)}
.side-list svg{width:17px;height:17px;color:var(--gold-dark);flex:none}

/* ---------- cta band ---------- */
.cta-band{background:linear-gradient(120deg,var(--navy),#16334f);border-radius:var(--radius-lg);padding:50px;color:#dbe7f2;
  display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:26px;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-40px;top:-40px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(215,169,78,.22),transparent 70%)}
.cta-band h2{color:#fff;margin:0 0 .3em}
.cta-band p{margin:0;color:#bccde0}
.cta-band .ctab-txt{position:relative;z-index:2;max-width:60ch}
.cta-band .btn-row{position:relative;z-index:2}

/* ---------- chips / areas ---------- */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 16px;font-weight:600;font-size:.9rem;color:var(--navy);transition:.2s}
.chip:hover{border-color:var(--gold);color:var(--gold-dark);transform:translateY(-2px)}
.chip svg{width:15px;height:15px;color:var(--gold-dark)}

/* ---------- stat row ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat .num{font-family:'Archivo',sans-serif;font-weight:900;font-size:2.4rem;color:var(--gold);line-height:1}
.stat .lbl{color:#bccde0;font-size:.92rem;margin-top:6px}

/* ---------- blog ---------- */
.post-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;height:100%;transition:.28s var(--ease)}
.post-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.post-thumb{min-height:170px;background:linear-gradient(135deg,var(--navy),var(--steel));display:flex;align-items:center;justify-content:center;position:relative}
.post-thumb svg{width:48px;height:48px;color:var(--gold);opacity:.9}
.post-cat{position:absolute;top:14px;left:14px;background:var(--gold);color:var(--navy);font-family:'Archivo',sans-serif;font-weight:800;font-size:.7rem;letter-spacing:.06em;text-transform:uppercase;padding:5px 12px;border-radius:999px}
.post-body{padding:24px;display:flex;flex-direction:column;flex:1}
.post-body .date{color:var(--grey);font-size:.82rem;margin-bottom:8px}
.post-body h3{font-size:1.15rem;margin-bottom:.4em}
.post-body p{color:var(--grey);font-size:.94rem;flex:1}

/* ---------- footer ---------- */
.site-footer{background:var(--ink);color:#9fb1c4;padding:64px 0 0;font-size:.93rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:36px;padding-bottom:44px}
.site-footer h4{color:#fff;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:18px}
.foot-brand .logo-mark{width:44px;height:44px;margin-bottom:14px}
.foot-brand .fname{font-family:'Archivo',sans-serif;font-weight:900;color:#fff;font-size:1.1rem}
.foot-slogan{color:var(--gold);font-weight:600;margin:10px 0 16px;font-size:.92rem}
.foot-list{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.foot-list a{color:#9fb1c4}.foot-list a:hover{color:var(--gold)}
.foot-contact li{display:flex;gap:10px;align-items:flex-start;margin-bottom:11px;color:#bccadb}
.foot-contact svg{width:18px;height:18px;color:var(--gold);flex:none;margin-top:2px}
.foot-contact a{color:#bccadb}.foot-contact a:hover{color:var(--gold)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.08);padding:22px 0;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.84rem;color:#7e93a8}
.foot-bottom a{color:#7e93a8}.foot-bottom a:hover{color:var(--gold)}

/* ---------- reveal animation ---------- */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* ---------- responsive ---------- */
@media(max-width:980px){
  .hero-grid,.ph-grid,.content-cols{grid-template-columns:1fr}
  .content-cols .sidebar{position:static;order:2}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .hero-visual{order:-1}
  .menu,.nav-phone{display:none}
  .burger{display:flex}
  .mobile-open .menu{display:flex;position:fixed;inset:78px 0 0;background:#fff;flex-direction:column;align-items:stretch;
    padding:18px 22px;gap:2px;overflow-y:auto;z-index:99;border-top:1px solid var(--line)}
  .mobile-open .menu>li>a{padding:14px 12px;font-size:1.05rem;border-bottom:1px solid var(--line)}
  .mobile-open .submenu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;padding:4px 0 8px 12px}
  .mobile-open .burger span:nth-child(1){transform:translateY(8px) rotate(45deg)}
  .mobile-open .burger span:nth-child(2){opacity:0}
  .mobile-open .burger span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
}
@media(max-width:680px){
  body{font-size:16px}
  .section{padding:60px 0}
  .grid-2,.split,.grid-4,.grid-3{grid-template-columns:1fr}
  .hero-svc{grid-template-columns:1fr}
  .cta-band{padding:34px;text-align:center;justify-content:center}
  .cta-band .btn-row{justify-content:center}
  .stats{grid-template-columns:repeat(2,1fr);gap:30px 16px}
  .btn{width:100%;justify-content:center}
  .btn-row{width:100%}
  .nav-cta .btn{width:auto}
}

/* ---------- section head ---------- */
.sec-head{max-width:60ch}
.center.sec-head{margin:0 auto}
.sec-head p{color:var(--grey);font-size:1.1rem;margin-top:.4em}
.mt{margin-top:40px}
/* ---------- steps ---------- */
.steps{counter-reset:step;display:grid;gap:22px}
.steps.cols{grid-template-columns:repeat(5,1fr)}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;transition:.28s var(--ease)}
.step:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.step .n{counter-increment:step;font-family:'Archivo',sans-serif;font-weight:900;font-size:1.05rem;width:42px;height:42px;border-radius:12px;background:var(--gold-soft);color:var(--gold-dark);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.step .n::before{content:counter(step)}
.step h3{font-size:1.08rem;margin-bottom:.3em}
.step p{color:var(--grey);font-size:.93rem;margin:0}
@media(max-width:980px){.steps.cols{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.steps.cols{grid-template-columns:1fr}}
/* ---------- two-col feature with media ---------- */
.media-split{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}
.media-split.rev .ms-media{order:2}
@media(max-width:880px){.media-split{grid-template-columns:1fr}.media-split.rev .ms-media{order:0}}
/* pill list */
.tick{list-style:none;padding:0;margin:18px 0;display:grid;gap:12px}
.tick li{display:flex;gap:11px;align-items:flex-start}
.tick li svg{width:21px;height:21px;flex:none;color:var(--gold-dark);margin-top:2px}
.navy .tick li svg{color:var(--gold)}
/* ---------- real photos & gallery ---------- */
.ph-photo{width:100%;height:100%;object-fit:cover;border-radius:var(--radius);display:block}
.media-split .ph-photo,.ph-grid .ph-photo{min-height:340px;box-shadow:var(--shadow-lg)}
.media-split .ms-media{min-height:340px}
.hero-shot{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid rgba(255,255,255,.12);min-height:380px}
.hero-shot .ph-photo,.hero-shot .imgph{min-height:380px;border-radius:0}
.gallery{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:200px;gap:16px}
.gallery a{position:relative;border-radius:var(--radius);overflow:hidden;display:block;box-shadow:var(--shadow)}
.gallery a .ph-photo,.gallery a .imgph{width:100%;height:100%;min-height:100%;border-radius:0;transition:transform .5s var(--ease)}
.gallery a:hover .ph-photo{transform:scale(1.06)}
.gallery a .cap{position:absolute;left:0;right:0;bottom:0;padding:14px;background:linear-gradient(transparent,rgba(10,20,32,.82));color:#fff;font-family:'Archivo',sans-serif;font-weight:700;font-size:.85rem}
.gallery .big{grid-column:span 2;grid-row:span 2}
@media(max-width:880px){.gallery{grid-template-columns:repeat(2,1fr);grid-auto-rows:150px}.gallery .big{grid-column:span 2;grid-row:span 2}}
@media(max-width:520px){.gallery{grid-template-columns:1fr 1fr;grid-auto-rows:130px}.gallery .big{grid-column:span 2}}